Residential • Buy-to-Let • Remortgage
Mortgages
From first-time buyer to portfolio landlord, we compare suitable lenders, explain the costs in plain English, and help you move with confidence.
Risk warning: Your home may be repossessed if you do not keep up repayments on your mortgage.
Repayment preview
Illustration only. Actual lender figures depend on status, product fees and timing. Use the full calculator for accuracy.
Who this suits
- • First-time buyers wanting clear steps and costs.
- • Home movers comparing rates, porting vs. new deals.
- • Remortgagers looking to reduce monthly payments.
- • Buy-to-let purchases & remortgages.
Quick eligibility
Likely match score
Good to know
- • Product fees, valuation and legal costs may apply.
- • Early repayment charges can apply on fixed/tracker periods.
- • For interest-only, you must have a credible repayment strategy.
You Advise
- 1You complete the fact-find with your client
- 2We provide ESIS/illustration & sourcing
- 3You advise and recommend
- 4We package and submit
- 5You keep the relationship
We Advise
- 1You refer the customer to us
- 2We complete the fact-find & research
- 3We advise and recommend with ESIS
- 4We liaise with the client throughout
- 5Regular updates to you on progress
ESIS must be provided before application, in line with FCA MCOB rules.
Representative Example (illustrative)
A mortgage of £200,000 payable over 25 years on a fixed rate of 5.49% p.a. (representative APR 5.7%) would require £1,228 per month. Total amount payable £368,400 including fees.
Where a promotion shows a rate/cost, the representative APR and example should be displayed with equal prominence and be fair, clear and not misleading.
With repayment, each payment covers interest and some capital so the balance reduces to £0 by the end of the term. With interest-only, you pay interest each month and repay the full capital at the end via a valid strategy (sale, savings, investments).
Often yes, but Early Repayment Charges (ERCs) may apply during a fixed/tracker period. We’ll show the pros/cons and any costs.
Yes. We help with purchase and remortgage, including portfolio landlords—criteria include rental coverage, income and property type.
Compare your mortgage options
We’ll outline fees, timelines and likely outcomes up front.
Important information
- Mortgage & Secured borrowing risk: Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Think carefully before securing other debts against your home.
- Fees: If we charge a fee for our service, we'll tell you the amount and when it becomes payable before you proceed.
- Commission: We may receive a commission from a lender if you go ahead with a product we introduce. On request, we will disclose the amount (or likely amount) of any commission we receive.
- Products and lending criteria are subject to eligibility and affordability checks. Rates and terms vary by lender and may change.
- Calls may be recorded for monitoring, training and quality assurance.